Firstly, in order to TT, please confirm that you have money in your bank account :-P and make sure it's more than RM250. If less than that, WTH?? You might as well stop reading this post.
Secondly, make sure you have the mobile phone you usually received your Transaction Authorisation Code (TAC) with you. If you are overseas make sure you paid your phone bills, the phone is not barred and it is set to roam this world haha... If the phone is left with your loved ones back home and you are overseas, get ready to be annoyed :-P Since you need the money transferred anyway, you have to be patient with them. Be ready to be calling to and fro several times to get that code from them, because they may confused your TAC code (6 digits) with the SMS code number (5 digits). And adding to your annoyance is when by the time they got it right, your time on the site is up or the code is no longer valid. Well, at least that's what happened to me grrrrr.... hahahaha... just have patience, money may arrived a bit late but all will be well :-)
Thirdly, make sure you have the following information with you before proceeding with the TT.
- Contact Number
- Email Address
- Recipient's Bank Name
- Recipient's Bank Account
- Bank Address and Branch Code (just in case - also the Swift Code for the bank)
Fifthly, yeay!! This is where the fun begins :-) Once in the MAYBANK2U site, you'd have to go the Account and Banking ribbon/tab, then click on 'Transfer' and from the boxes displayed chose 'Foreign Telegraphic Transfer'. You'll now be forwarded to an external 'link'. This is when you need to key all the above details and the amount of money you wanted transferred. If you are planning on doing TT in the future using the same overseas bank, you might as well add the account details to the TT Maintenance List. You'll need a TAC to do that. Once all details are filled, you'll need a TAC to proceed with the TT.
Next, you'll need to state the purpose for the transfer. It is wise to declare it's for educational purpose. You'll be charged RM10 for the TT on Maybank side and usually will be charged some other amount by the overseas' bank. In Australia, for e.g., the Commonweakth Bank will charged an additional $11, which will be deducted from your account with them. By noon the next day, if you are in Australia, you'll be AUD richer and MYR poorer. But from my point of view, you are poorer both ways :-P Happy TT ing!